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How It Works

You can be a part of CareFree’s Agent Referral Bonus Program where you can earn a $250 incentive for referring agents to CareFree! Referring agents will receive $250 after the referred agent contracts with CareFree and sells two (2) new, issued Medicare Advantage (MA, MAPD, SNP) or Medicare Supplement policies. Referring agents can earn a maximum referral bonus of $5,000.

* Agencies are excluded from the program.
* Referring agents must be invited to participate in the referral program.
* Referred agents must be directly contracted with CareFree. Agency expansion within our existing downline does not qualify for the Agent Referral Bonus Program.


This Program is intended for individual street level or licensed agents as specifically identified by CareFree. Only those agents who are invited, in writing, to participate in this Program by CareFree may qualify. Not all agents are eligible due to compliance requirements and sales performance criteria. Agencies and call center agents are excluded from this Program.

Program Payments

In order to process payments, we must first have your W-9 on file. You can download, complete and return the W-9 Form and the CareFree ACH Authorization Form for direct deposit payment. Please allow up to two pay cycles for your ACH process to go into effect. We strongly encourage direct deposit as paper checks take 7-10 days to process. Return completed forms to: [email protected].

Qualifying Products

Medicare Advantage enrollments (including, MA, MAPD, C-SNPs and D-SNPs) and Medicare Supplement enrollments. The plans may be from any carrier the referred agent is contract with under CareFree Insurance Services.

Qualifying Sales & Requirements

Referred agents must complete contracting and sell a minimum of two new to CareFree sales, Medicare Advantage or Medicare Supplement Plans (or a combination of each) with an effective date of May 1, 2020, - January 1, 2022.

Program Payment Schedule

Payments will be made monthly from June 1, 2021 - March 31, 2022.

Qualifying Period

Agents must be referred to CareFree from April 1 - September 30, 2021.

To participate in this program, please fill in the following information.

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