TERMS OF USE | PRIVACY & SECURITY POLICY

Use of the CareFree Insurance Services website (www.carefreeagency.com, all subdomains, and all “federated” websites that we provide secure, encrypted integration with) is governed by following Privacy & Security Policy.

This Privacy & Security Policy is may be updated from time to time. Any updates take effect immediately upon their posting on this Web Site. The Privacy & Security Policy should therefore reviewed every time you use the Web Site. By using the aforementioned websites you consent to the terms set forth in this Privacy & Security Policy.

Privacy

We respect your privacy. CareFree Insurance Services and its related web properties, physical security and operational measures with respect to information you provide to us to ensure your privacy. In order to take advantage of some of the services offered through the use of this Web Site, you may be required to provide general personal information, such as your National Producer Number (NPN), business and personal name, address, phone number, and e-mail address. By giving us your telephone number and email, you agree to allow us to contact you via voice, email or text about our health plans, services and/or education information related to health care. If you wish to opt-out of CareFree Insurance Services email or text message notifications, please email [email protected], providing your name, and the associated email or wireless number you do not wish to receive communications.

This information that is necessary to complete licensing, contracting and certification, with an insurance product. Additionally, from time to time, CareFree Insurance Services may access information pertaining to your insurance license status from the National Insurance Producer Registry (NIPR) Producer Database (PDB). We will not share your information with a third party unless you request it. We will only share information to the extent that it is necessary to support your tasks and abide by any associated government regulations. If you choose to make application for an insurance licenses (appointment with an insurance company), contract and/or certification, our company will only share this information with an (the) insurance carrier or related service providers to assist in the process of obtaining your request.

In certain instances, CareFree Insurance Services may aggregate data anonymously so that personally identifiable information is not contained in the aggregation. This data may include information such as web sites statistics (e.g. number of visitors, average length of session, etc.) and this anonymous aggregate data may be shared with our partners. You have the option to review your information and correct any of your information. Such requests can be made via e-mail or U.S. mail using the contact information below.

We reserve the right to collect site usage statistics that may include pages visited, visitor IP address, time on site, and other information for the purpose of security tracking and controls, improving the site, and other measures.

Use of Agent Web Pages

As a contracted agent with CareFree Insurance Services, you will not use this Web site, or any of its features, to: (a) solicit or attempt to solicit funds or advertise goods and services; (b) upload, transmit, or otherwise make available software viruses, worms, trojan horses or other harmful or disruptive code or components; (c) disrupt, interfere with or restrict the use of this Web site by any other user; (d) impersonate any person or entity; (e) upload, transmit, or otherwise make available any commercial promotional materials, including without limitation, spam and chain letters; (f) conduct any illegal activity or further any illegal purpose; or (g) post or transmit any unlawful, threatening, defamatory, libelous, obscene, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law. In addition to any remedies that we may have at law or in equity, if we reasonably determine that you have violated or are likely to violate the foregoing prohibitions, we may take any action they reasonably deem necessary to cure or prevent the violation. Notwithstanding any provision in any policy on this Web site to the contrary, we will fully cooperate with any law enforcement authorities or court order or subpoena requesting or directing us to disclose the identity of anyone posting, transmitting, uploading or otherwise making available such materials.

Disclaimers

WE ASSUME NO LIABILITY FOR ERRORS OR OMISSIONS ON THIS WEB SITE. WE DO NOT ASSUME ANY RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER, TELECOMMUNICATION EQUIPMENT, OR OTHER PROPERTY CAUSED BY OR ARISING FROM YOUR ACCESS TO, USE OF, OR BROWSING THIS WEB SITE OR YOUR DOWNLOADING OF ANY MATERIALS, FROM THIS WEB SITE. WE MAKE NO REPRESENTATIONS REGARDING THE SUITABILITY, RELIABILITY, AVAILABILITY, ACCURACY, OR TIMELINESS OF THE WEB SITE AND ITS CONTENTS, AND MAKE NO COMMITMENT OR ASSUME ANY DUTY TO UPDATE SUCH MATERIALS. TO THE EXTENT PERMITTED BY LAW, ALL INFORMATION CONTAINED ON THE WEB SITE IS PROVIDED AS IS, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE, OUR PARENT AND AFFILIATES, OUR BUSINESS PARTNERS, AND EACH OF THEIR EMPLOYEES, OFFICERS, CONTRACTORS (INCLUDING, WITHOUT LIMITATION, PROVIDERS OF SOFTWARE, HOSTING, AND OTHER SERVICES AND EQUIPMENT RELATED TO THIS WEB SITE), AGENTS, AND THE COMPANIES WE REPRESENT SHALL HAVE NO LIABILITY FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF YOUR USE OF THE WEB SITE OR INABILITY TO USE THE WEB SITE. IN THE EVENT OF ANY PROBLEM WITH THIS WEB SITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS WEB SITE. THE FOREGOING EXCLUSIONS AND LIMITATIONS DO NOT APPLY TO THE EXTENT PROHIBITED BY LAW. PLEASE REFER TO YOUR LOCAL LAWS FOR ANY SUCH PROHIBITIONS.

Termination

We reserve the right to change, suspend, cancel, or discontinue this Web site, or any aspect of this Web site, including any features, content, specifications, products, materials, and services described or depicted on or available through the Web site, at any time without notice.

Security

CareFree Insurance Services maintains a multiple security measures at our physical location as well as our data centers in an effort to ensure that only approved staff may access your information. Please note that e-mail communications initiated by you are not secure and should not include any sensitive information including any health information or your login ID or password.

Additional Provisions

If you have any questions about our Privacy & Security Policy, write us at CareFree Insurance Services, 261 N. University Drive, Suite 100, Plantation, FL 33324. Attention: Digital Division.

CareFree Insurance Services does not accept claims for insurance benefits and any claims or related materials should be sent to the appropriate insurer.