Disclaimers

Limitations and Exclusions

Our health benefit plans, dental plans, vision plans, workplace voluntary benefits, life and supplemental plans, long term disability plans and short term disability plans have limitations and exclusions and may have waiting periods and terms under which the coverage may be continued in force or discontinued. For costs and complete details of coverage, call or write your Humana insurance agent or broker.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. These disclosures are available at www.humana.com/insurance-through-employer/enrollment-center/pre-enrollment-disclosure or through your sales representative or agent.

Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, call or write your Humana insurance agent or broker.

General Website Disclaimer

Although Humana has made every effort to ensure that the contents of this site are correct and complete, Humana does not update the site in real time and cannot be responsible for the accuracy of information contained herein. For the most current information available from Humana —including any updates made to-date — please contact a Customer Care representative using the telephone number on your ID card or most recent billing statement. For non-Humana members, please contact Customer Service at 1-800-4HUMANA.

Product and Service Descriptions

The product and service descriptions, if any, provided on the Humana website are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable laws, rules, and regulations.

Policy Regarding Removal of User Content

Humana Inc. (“Humana”) provides this website as a benefit to its users, and strives to make this online forum safe for all users. Therefore, Humana has developed the following policies regarding the removal of user content from this website. As a user of this website, you agree to follow and to be bound by these policies.

Humana may remove content it deems, in its sole discretion, to be inappropriate, harmful, or violates the rights of others from this website. For example:

• content that threatens or promotes injury to others
• content that threatens or promotes injury to self or suicide
• content that threatens or promotes violence to any person or property
• content that threatens or promotes criminal conduct or unlawful activity
• content used to harass, bully, blackmail, or disparage another
• content containing hate speech
• content containing nudity or graphic depictions of sex or violence
• content that is harmful to this website, to this online forum, to Humana, or to the goodwill associated with any of Humana’s trademarks
• content that violates the rights of another, including, without limitation, contractual rights, intellectual property rights (See, Copyright Policy for take-down procedures for copyright) and rights of publicity and privacy

Humana encourages users to notify Humana of content that may be inappropriate or harmful. In fact, a user may notify Humana of potentially inappropriate or harmful content by sending a message to the following individual:

Todd Veirs
Humana Inc.
500 West Main Street
Louisville, Kentucky 40202
502-580-3608
[email protected]

However, Humana is under no obligation to remove any such content from this website, including content Humana became aware of on its own or after being notified by a third party.

Please note that this Policy Regarding Removal of User Content does not apply to content that is believes to violate the copyright rights of another. If you believe your copyright-protected work was posted to this website without your authorization or that your copyright rights have otherwise been infringed or violated, please visit our Copyright Policy.

As a user of this website, you agree not to provide any content that is inappropriate or harmful. Also, any information you provide shall be truthful, accurate, and not misleading, and shall not violate the rights of another, including, without limitation, contractual rights, intellectual property rights, and rights of publicity and privacy.